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Transformativ
AssessmentAI Maturity Assessment
Two executives reviewing AI results together

Your Core Wasn't Built for AI. Do You Know What It Will Take?

For executives accountable for getting real value from AI.

Free5 minutesInstant report

See where your bank is ready for AI, where the core holds it back, and what to fix first.

  • 01Your score across 5 dimensions
  • 02Where data and integration hold AI back
  • 03A board-ready PDF with next steps

Get Your Core Banking AI Readiness Score

Tap an answer to start
(1/5) USE CASE POTENTIAL1 OF 20

Our organisation has clearly identified business problems and use cases where AI can deliver measurable impact.

Not in placePartly in placeWell established

Confidential. Your PDF report lands in your inbox the moment you finish.

The AI Maturity Assessment for banks scores your AI readiness across 5 dimensions in 5 minutes, including the governance, assurance and supplier risks APRA raised in April 2026, and sends an instant PDF report with next steps.

Experience leading the biggest transformations in Australia and beyond

What APRA's AI letter means for your bank

On 30 April 2026 APRA wrote to banks, insurers and superannuation trustees about artificial intelligence. AI is moving into customer-facing and operational use, and APRA found that governance, assurance and cyber practices are not keeping pace. It added no new requirements. It expects AI risk to be managed under the prudential standards you already work to, and it expects a significant improvement.

That puts four questions in front of your board:

  • Can it challenge management on AI?
  • Is assurance joined up across your AI use?
  • How dependent are you on a single AI provider?
  • Are your security practices ready for faster, AI-driven attacks?

This assessment scores your bank against those questions, alongside the foundations AI depends on: data, integration and use case value.

How it works

Get My Score Now
  1. 01

    Answer 20 questions

    About 5 minutes, one tap each.

  2. 02

    See your score instantly

    Overall and for each dimension.

  3. 03

    Get your board-ready PDF

    What to fix first in each dimension.

Your PDF report · 9 pages

AI Maturity Assessment

This report identifies where you're strong, where you're at risk, and the specific actions that will make the biggest difference.

A one-page steering group and board-ready summary
Your own answers, lowest first, per dimension
What to do next, as a checklist
Your next-step plan

Most organisations are strong in some dimensions and exposed in others. The gaps are where AI value leaks.

TransformativSUMMARY
YOUR OVERALL SCORE
55%Partially Ready
Use Case Potential
Data Foundations
Technology & Integration
People & Organisation
Governance, Risk & Compliance
STRONGEST
Use Case Potential
FOCUS FIRST
Data Foundations
TransformativPRIORITY 1 OF 5
Data Foundations
At Risk · 6 of 20 points
30%
YOUR ANSWERS · LOWEST FIRST
Teams can readily access the data required to develop and operate AI use cases.START HERE
Privacy-sensitive data is clearly classified and protected across all relevant AI activities.1 of 4
Our data is reliable, well managed, and suitable for effective AI training and model performance.3 of 4
WHAT TO DO NEXT
Transformativ
AI Maturity Assessment
Your AI maturity score and roadmap for success.
PREPARED FOR
You
ORGANISATION
Your organisation
COMPLETED ON
Today
Get My Score Now
What the assessment asks

5 Dimensions. 20 Questions. One Honest Score.

Your score is assessed across five dimensions, the areas where we see the biggest gaps between AI ambition and actual readiness.

This assessment is built from patterns across
$3B+

in transformation programs at some of Australia's most complex organisations.

5 questions
01

Use Case Potential

Do you know which use cases move your P&L?

5 questions
02

Data Foundations

Can your data feed AI you can trust?

4 questions
03

Technology & Integration

Can your platforms take AI into production?

3 questions
04

People & Organisation

Do your people have the skills and the mandate?

3 questions
05

Governance, Risk & Compliance

Is AI risk governed before the first incident?

Why we built this assessment

We kept seeing the same pattern. Organisations approving AI budgets and pilots with no structured view of whether the foundations could carry them. Data assumed to be ready. Governance assumed to be in place. Skills assumed to exist. This assessment tests those assumptions across five dimensions and gives you a baseline to take to your executive team or board.

The Transformativ team

Questions

Frequently Asked Questions

Common questions about the AI Maturity Assessment and how it works.

APRA found that AI adoption is outpacing governance, assurance and cyber security practices at banks, insurers and super trustees. It flagged boards' technical literacy to challenge management, fragmented assurance, heavy dependence on single AI providers, and the speed at which frontier AI could increase cyber risk.

No. APRA said it is not introducing new requirements at this stage. It expects AI risk to be managed under existing prudential standards, including those covering information security, operational risk and governance.

No. It is a self-assessment of your AI readiness across five dimensions. It points to where governance, assurance and foundations are most likely to fall short of APRA's expectations, so you know where to look first. It is not legal or regulatory advice.

Most bank AI use cases depend on data and processes in or around the core. Where the core is hard to integrate with, AI stays in pilots or works on out-of-date copies of data. The assessment shows whether data and integration are what's holding your AI back.

The assessment is designed for CIOs, CTOs, CDOs, heads of data and AI, and innovation leaders responsible for AI investment. It's relevant before your first serious AI investment and just as useful mid-program.

Yes. The PDF report is designed to be presented to executive teams and boards. It provides specific, actionable recommendations.

Yes. Your results are completely confidential. The PDF report is sent directly to the email address you provide. Your individual answers and score are not shared publicly or with any third party. Read how we handle your information in our Privacy Policy.

This is a self-assessment scored against a fixed framework built by Transformativ practitioners from delivery across 80+ AI programs in Australia, New Zealand and APAC. Each of the 20 questions carries equal weight, so each dimension counts by its number of questions: Use Case Potential and Data Foundations 25% each, Technology & Integration 20%, and People & Organisation and Governance, Risk & Compliance 15% each. Tier thresholds are fixed. It is a structured read on your readiness, informed by program experience. It is not a statistical percentile against a survey dataset, and not an independent audit.

Still have a question? Take the 5-minute assessment and get your personalised PDF report with answers specific to your organisation.

Get My Score Now

Boards are starting to ask where the value is in AI and how it is governed.

Know where you stand before they ask.